Real estate appraisal services for homeowners in the city of Houston and Harris County

Check out the top seven reasons why TX homeowners hire Appraisal Resource Texas:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Harris county's assessment of your propertyworth
  3. Remove PMI to reduce your mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Harris County or the state of TX

Own a house in or near Houston, TX and need help deciding the value of it?
Contact Appraisal Resource Texas.

We at Appraisal Resource Texas understand the unique needs of a homeowner looking for appraisal services. Our usual business clients understand the appraisal process and the standard "products" we deliver to them. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Appraisal Resource Texas will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Need to remove PMI?

A preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are qualified in helping homeowners just like you dismiss unneeded PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Appraisal Resource Texas is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Appraisal Resource Texas can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Appraisal Resource Texas offers field reviews where we go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Appraisal Resource Texas can help with that too. Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.